I’m a frugal, money saving, fiance and mother of two boys. We live on a very tight income of 40,000 a year for a family of 4. We have always lived within our means but have never lived by a budget. We have very little debt($600 credit card debt, a couple hundred in medical bills and student loans 😦 ) My fiance and I are fortunate, that our bi-weekly paychecks fall on different weeks. This has allowed us to always stretch our money and has now been very helpful for the start of living on a budget(we are starting in August 2014). I wanted to start this blog to share my journey of living a frugal but laid back life. I hope you enjoy!